401k Contribution Limits 2024 Married Person. Each spouse can contribute up to $23,000 in their 401 (k) account for 2024, or up to $46,000 as a couple. The irs increased 2024 contribution limits for 401(k)s, 403(b)s, and iras.

The 401(k) contribution boost for 2024 is lower than the $2,000 jump that occurred for 2023, but is still significant for the many employees who are falling short of. For 2024, the employee contribution limit for 401(k) plans is $23,000, up from $22,500 in 2023.